Specific beats wishful
Financial stress is one of the heaviest things a person can carry. And repeating "I am wealthy" doesn't change what's in your bank account.
What you can do is take small, specific steps: know where your money goes, write down what you owe, and decide on one action at a time.
This workbook applies the same idea behind your code to your finances: specific, believable, and one action you can take today.
Everything in the workbook
30-Day Money Habits Workbook (PDF)
Each day has one money-related line for your code, a short reflection, and one small practical action, like listing your subscriptions.
Simple Monthly Budget Sheet
A one-page budget (PDF + spreadsheet) to see where your money goes each month.
Debt List & Plan Worksheet
Write down every debt in one place and choose an order to pay them off.
Weekly Spending Check-In
A 10-minute weekly check-in to compare your plan with what actually happened.
Money Conversation Prompts
Questions to help you talk about money with a partner in a calmer way.
Is this a fit for you?
- Anyone who feels anxious about money and wants to face it with a plan.
- Couples and families who want to talk about finances without it turning into a fight.
Please keep in mind
- This workbook is not financial, investment, tax, or legal advice, and it does not promise wealth or any financial result.
- If you're facing serious debt, a nonprofit credit counselor (for example, one affiliated with the NFCC in the U.S.) can offer free or low-cost help.